The main thing the individual mandate does is keep prices low across the board. It's what brings insurance closer to being a universal healthcare where taxes pay healthcare directly, i.e. the individual mandate is enforced with tax evasion and not merely a tax-as-alternative.
As someone who comes from the state with the highest uninsured rate where we didn't expand medicare and such? It was punishment for being too poor to afford insurance but make too much to get assistance to have cheap insurance. It was a shitty thing to implement and the result of implementing a Republican created, half assed solution to the insurance problem rather than just going all in on universal healthcare.
Those who can't afford it are supposed to fall under medicaid.
Unfortunately most republican states immediately refused free money from the federal government for political points and made their consituients lives much much worse for no good reason.
So yeah a lot of republican run states ended up having a gap because they didn't accept the medicaid expansion.
They then used this gap as a reason Obamcare was bad.
Standard republican bullshit of cause a problem then blame it on the democrats.
I think any solution would have sucked in your state unless it came with massive subsidies (which your state would probably not accept anyways). It's a $ problem, not an inherent design flaw.
Yes, ACA has its flaws, but better subsidies for ACA plans in poor states would have fixed this in a similar (if possibly less efficient) way to directly buying into a Medicare-for-all plan.
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u/BukkitCrab Oct 02 '24
Can anyone explain which Trump policies Vance was referring to that "improved" the ACA?