r/Switzerland 1d ago

How can I get my money back.

I went onto facebook market to see if anyone had any old nintendo switch consoles they were selling and stumbled upon a deal for 125.- I messaged the person and we came to an agreement that Id pay 125.- plus the shipping cost of 10.- Now my situation is now I had already paid and expected the parcel but when I asked about it she told me that shipping all of a sudden costs an extra 60.- and Id need to pay for that too if I wanted it. I told her that there would be no way I would be paying for that as that 60.- extra came out of nowhere and just doesnt make any sense why it would cost 60.- I then asked her for a refund and she has only responded that I can pay 50.- instead of the full 60.- and I told her that I just wanted my money back since she has been really hard to deal with with hours of no response and ever since she hasnt responded at all. Is there any way I can get my money back at all? I have all screenshots of the conversation we had.

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u/dmmeyourworries 1d ago

The internet isn’t Switzerland. 

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u/Eskapismus 1d ago

Then send an email to the recipient bank and inform them that you have a suspicion that they are providing assistance to money laundering to one of their clients. If they are in a developed country they are forced to investigate/lock the account

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u/pbuilder 20h ago

I was scammed by a person with a Swiss bank account, wrote to bank - got canned response that they don’t disclose the details of their clients (I’ve never asked) and I should go to police (they, obviously, did nothing).

u/Eskapismus 19h ago

It’s one thing if you say “one of your clients might have done something illegal” but if you say “I am accusing you as a bank of assisting someone in committing a crime/assisting in money laundering” they should act very differently.

I’m actually toying with the idea of getting myself scammed on purpose just to see what the reaction of a bank would be if I accuse thrm of assisting in money laundering