r/Assistance 20d ago

ADVICE My life combusted. Help please.

I live in the US. A few days ago I discovered my husband (common law, recognized in my State) has been cheating on me. It's been going on for at least 2 months, mostly sexting and dating sites (something he did before but promised to stop, I know im stupid), and one women i know for sure he's had physical contact with. He doesn't know that I know. I don't know what to do. I don't blame him, I fell down the depression and anxiety hole pretty hard in 2018, got really physically sick and almost died in 2023, and its been a long, slow, really slow, process in trying to drag myself out of the pit, which is now complicated by physical ailments and lack of mobility. The house is his, the only car he put my name on is 20+ years old but due to the standard that is German over-engineering I'd have to take out loans just to replace a windshield wiper (he does all of his own car maintenance and repairs). I have no savings or money saved, or valuables. He controls the finances, and keeps my SS disability card since he does all the grocery shopping and bills. I don't go anywhere. I haven't left the house for anything other than doctor appointments since April of 2023. I'm not cleared to drive myself, and between the big oxygen tanks and either my rolator or wheelchair I need assistance walking. I really don't blame him. I'd leave me too. But I have no where to go. The one sister who lives in my state has no room. The other lives several states away and also has a house full. And I can't leave my cats. I've lost so much already, I can't leave them. I've asked him to add me to the deed, in case something happens to him, at least I won't have to scramble to try and secure the home. He said he would, but I dont know if he's just saying that or he actually wants to do that. I have a life insurance policy and small 401k that has him listed as the beneficiary, and I just want to be cremated and tossed somewhere, so most of those funds will go to him, but if he keeps driving 4 hpurs through 2 bad cities to see his affair partner every 2 weeks, my anxiety is through the roof that he's either going to die on the highway or eventually he will just blindside me and kick me out. I don't care if he keeps seeing other women, I can't satisfy him now, I've tried, but I also can't be homeless. I dont know what to do. I feel so lost and alone and heartbroken and sad. Just so bone achingly sad I can't think. I'm looking for advice, please? A direction. A Google search. An organization to call. Anything. Please.

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u/VaguelyArtistic REGISTERED 19d ago

He controls the finances, and keeps my SS disability card since he does all the grocery shopping and bills.

I'm not aware of SSDI benefits being attached to any kind of card, your benefits are usually direct deposited every month. There would be your Medicare card, but that's only used in medical situations.

Are you talking about your EBT card, which would have SNAP/food stamp benefits loaded? In any event, if someone is messing with any kind of benefits you receive you should immediately call the agency involved and report this as fraud. Good luck.

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u/atticuss_finchh REGISTERED 19d ago

in my state SSI/SSD they are distributed on a prepaid pay card if you don't choose direct deposit, as they have phased out paper checks.

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u/VaguelyArtistic REGISTERED 19d ago

Ohh, I didn't know they phased out the checks, thanks for the correction. Oh, right, like how the old food stamps were paper. Makes sense.

In any event, her benefits are being messed with at best and outright stolen at worst, so I hope she reports it. I hope OP can avail herself of other resources, from mental health to housing.

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u/JKSBBLP 18d ago

He does use the card for bills and groceries, its just doesn't leave me much for savings, not that I can save much on disability. There's limits and it's not necessarily enough to qualify for a new place. Thank you for the reply.