r/care • u/bigbej • Oct 16 '21

verified Texas, USA screwed over by my mom.

[REQUEST] I am 21 years and I was under my parents' auto insurance. From 2019 to early 2020 i was paying my mom $350. After awhile my mom decided to charge only $250 ( i thought she was doing me a favor so i was very grateful ).

Turns out my insurance was only $125.66. So, I have been paying majority of my parents' insurance without knowing.

All the money I lost to her could have helped me to get an apartment. I am currently looking for new car insurance because I need to remove myself in order to heal from this betrayal.

update: I have recently removed myself off all of the family plans, including car insurance. The auto insurance company will not let me receive a refund when it was only active 3 days ... instead they gave my mother a $200 credit on the account. Now, my mother will not give me the money back even though I am off her account.

I am requesting for $500 to pay bills such as car insurance and car note.

Anything helps even advice. I accept cashapp $biggiebej

P.S. i do not want to sue my mother, i do not have the funds to do so.

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4

u/[deleted] Oct 16 '21

I doubt you'll be able to recoup any of the money your mother owes you. Treat this as a learning experience (to not trust your mother in future) and just move forward with your plans for your own independent insurances.

1

u/zomboi Oct 16 '21

so what exactly are you asking for? What dollar amount for what monthly bill exactly?

0

u/bigbej Oct 16 '21

honestly $500 dollars will be what i need to recoup. I know i'm not able to ask for too much because of me not knowing (i should've knew better). anything will help if i'm not able to get $500

1

u/zomboi Oct 16 '21

what are you going to use the money for? to help you save up for first/last/deposit on an apt? to help you pay for insurance?

1

u/bigbej Oct 16 '21

i will focus on deposit once these bills are in line. I have $0.04 in my name at the moment and the car note due in this coming week. i will use it for that and once i get paid the rest go towards saving for an apartment.

0

u/bigbej Oct 16 '21

it will be for my car insurance and the rest i will put towards my car note.

1

u/[deleted] Nov 20 '21

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