r/care • u/ApprehensiveMark1452 • Nov 26 '24

[REQUEST] (Queens, NY, USA) Rejected for disability and savings ran out

I got Covid when the lockdowns were announced and it slowly worsened over time. Right now, I've been diagnosed with fibromyalgia, Hashimoto's Thyroiditis, Rheumatoid Arthritisl got Covid when the lockdowns were announced and it slowly worsened over time. Right now, I've been diagnosed with fibromyalgia, Hashimoto's Thyroiditis, Rheumatoid Arthritis, and my organs aren't behaving.

I've been living with a great aunt who can only afford to give me a room. When I was able to do work, I couldn't take a full time job or else I'd loose my medical benefits. As my health worsened, I wasn't able to do as much. Then, my car broke down. Can't go to my doctors without a car, so, I was forced to take out a credit card to pay for it. Then, I couldn't work at all. I've been making the monthly loan payments with my savings and paying off debt for other cards I had to take out and use for food when I didn't have enough money or couldn't leave the house for a soup kitchen or church meal. I literally only have payments on these cards and have only used for emergency.

I've repeatedly applied for disability and been repeatedly denied. It was supposed to go through this time, but it didn't and I've been run in circles. My savings officially ran out a few days ago. I'm not asking help for the full huge balance that I owe, just the monthly and the bank balance to get some breathing room.

My bank account is: -75.56

My first credit card monthly payment that's due is: 85.96 on about $4000.

My second is $40 on $280.47.

My third one is $290.96 and the card is locked for nonpayment. I was just waiting on the disability and had to choose one card besides the large loan. Not asking for payment for this.

I know I should've done better and not out my eggs in one basket. I'm calling around to see if I can get bankruptcy aid. Any help would be appreciated.

Donation link: paypal.me/GloryBlues

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